Software Development

Creating digital solutions for the FinTech Sector

Our customers are unique and so is our software

The design of your solution starts with our software architects who work closely with the product experts in the development team to create bespoke elements for the core Financier system.

Our experienced software developers work in the project team to create bespoke solutions for our clients in addition to enhancement and maintenance work on the core Financier platform. This fully integrated process enables architects and developers to work closely with the Analysis and Consultancy team to deliver against functional and technical specifications.

 

We follow a defined Software Development Life Cycle framework that combines the practical efficiencies of waterfall and agile. We pride ourselves on quality, with established development processes and standards in place to ensure that the quality of coding output is at a high level, backed up by unit and peer testing before moving through to the QA team.

 

Our developers are well versed in a number of technologies, enabling the software to seamlessly integrate with existing systems via our API approach. As experts in Financier, the development team produce functionally rich, flexible software drawing upon years of experience in creating leading solutions.

 

Some of our core skills include:

 

  • Microsoft .Net
  • Visual Studio
  • 4GL
  • TFS
  • SQL
  • Oracle
  • Javascript
  • HTML
  • JQuery
  • Umbraco

 

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Sitting within our development team are our database consultants, specialising in Microsoft SQL and Oracle databases to assist with data warehousing, performance and migration activities.

The expertise within this team includes:

 

  • Database management
  • Data performance
  • Data migration and validation
  • Performance analysis / tuning
  • Database auditing
  • Data warehousing and reporting

 

 

Our Insights

77% of lenders expect mortgage affordability to worsen by 2027, data finds

Three-quarters of lenders said mortgage affordability is set to become a more pressing issue by 2027, according to research from Phoebus Software.

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FCA announces mortgage affordability rules changes

The Financial Conduct Authority (FCA) has announced new plans to reform the mortgage market to widen access to affordable mortgages for consumers.

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Mortgage lending hits five year high

Latest Bank of England figures show that mortgage lending recorded its strongest quarterly jump in five years in the third quarter of 2025, with gross advances rising 36.9% to £80.4 billion. The increase marks the sharpest quarterly gain since 2020 amid a renewed surge in the UK property market.

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Later life mortgage lending rises by 18.4%

New data from UK Finance has found that later life loans rose 18.4 per cent with 39,950 loans taken out in Quarter 3 (Q3).

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FCA launches new AI testing initiative

The Financial Conduct Authority (FCA) has announced it is working with major firms to test Artificial Intelligence (AI) in a safe place to better understand the potential benefits and risks.

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Mortgage lending returns to growth

UK Finance has released its latest Household Finance Review, which showed that mortgage lending activity returned to growth in Quarter 3 (Q3), following a quieter second quarter caused by many transactions having been brought forward ahead of Stamp Duty changes in April. Refinancing also increased, with volumes up nearly 50 per cent year‑on‑year as more customers rolled off fixed‑rate deals.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri