Software Development

Creating digital solutions for the FinTech Sector

Our customers are unique and so is our software

The design of your solution starts with our software architects who work closely with the product experts in the development team to create bespoke elements for the core Financier system.

Our experienced software developers work in the project team to create bespoke solutions for our clients in addition to enhancement and maintenance work on the core Financier platform. This fully integrated process enables architects and developers to work closely with the Analysis and Consultancy team to deliver against functional and technical specifications.

 

We follow a defined Software Development Life Cycle framework that combines the practical efficiencies of waterfall and agile. We pride ourselves on quality, with established development processes and standards in place to ensure that the quality of coding output is at a high level, backed up by unit and peer testing before moving through to the QA team.

 

Our developers are well versed in a number of technologies, enabling the software to seamlessly integrate with existing systems via our API approach. As experts in Financier, the development team produce functionally rich, flexible software drawing upon years of experience in creating leading solutions.

 

Some of our core skills include:

 

  • Microsoft .Net
  • Visual Studio
  • 4GL
  • TFS
  • SQL
  • Oracle
  • Javascript
  • HTML
  • JQuery
  • Umbraco

 

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Sitting within our development team are our database consultants, specialising in Microsoft SQL and Oracle databases to assist with data warehousing, performance and migration activities.

The expertise within this team includes:

 

  • Database management
  • Data performance
  • Data migration and validation
  • Performance analysis / tuning
  • Database auditing
  • Data warehousing and reporting

 

 

Our Insights

Average first-time buyer mortgage term is now 31 years

New data from UK Finance has shown that the average first-time buyer mortgage term is now 31 years.

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Mortgages approvals fall for fourth consecutive month

Latest data from the Bank of England has found that net borrowing of mortgage debt by individuals decreased sharply by £13.7 billion to -£0.8 billion in April. This followed an increase in net borrowing by £9.6 billion in March.

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Second charge mortgage new business volumes grew by 18% in March 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Consumer finance new business grew by 13% in March 2025

New figures released today by the Finance & Leasing Association (FLA) show that consumer finance new business grew in March 2025 by 13% compared with the same month in 2024. In Q1 2025, new business in this market was 6% higher than in Q1 2024.

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Consumer confidence in the housing market declines

The latest Property Tracker survey from the Building Societies Association (BSA), reveals a decline in consumer confidence in the housing market. Just 17% of people agree now is a good time to buy a property, a decline from 20% just three months ago (Jan 2025). More than double this number didn’t think now was a good time to buy, with 38% disagreeing with the statement.

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Second charge mortgages grew by 9% in February

New figures released by the Finance & Leasing Association (FLA) show that second-charge mortgage new business volumes grew by 9% in February 2025.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri