Helping organisations build better,
more effective businesses

About Welcom Digital

Established in 1978, Welcom Digital has a long and proud history in the software sector and is a leading provider of innovative products with unrivalled experience in building flexible digital lending solutions for the UK's best-known brands.

Our ethos is to create long-lasting, open and honest relationships with our clients, creating a key focus on improving business processes to ensure continued success. We are committed to accelerating product development in line with existing client requirements, marketing opportunities and ongoing technical advances.

 

Our flagship software solution is our loan management platform, Financier™ but we also have a number of high profile clients who utilise our supply chain based solutions and with whom we have created partnerships of over 20 years.

 

As a company, we have a strong emphasis on governance, with an in-house Project Management Office in place to assist with projects, and external recognition via PCI compliance.

 

We are proud to have a team of exemplary and experienced people on board, helping to drive the success of the company through boundless enthusiasm and passion for technology.

About_img

Our Customers

Welcom Digital works in partnership with our clients to help them achieve their strategic goals.

Studio Retail Limited

Studio Retail Limited has successfully migrated all credit
agreements to the Welcom Financier lending
platform

Partners

icn

Microsoft is a leading developer of software systems, consistently transforming the way people live,
work and connect through technology. Microsoft develops a huge range of software products,
spanning from operating systems to video games. Currently, Microsoft operates globally in 190
countries and has several research and development centres around the world.

icn

TransUnion UK (formerly known as CallCredit), an established credit reference bureau, unlocks value for business and consumers by the
secure and innovative transformation of data into intelligence and insight, enabling transactions across
multiple channels and markets. Using APIs, Welcom's Financier solution is integrated with this powerful tool.

icn

Sage Pay is a leading independent payment service provider (PSP) and one of the most trusted
brands. Sage Pay provides the ability to accept payments in minutes, using their simple drop-in checkout
or by customising payment pages via integration. Access to their cloud based reporting and analytics
tool allows management of online and instore transactions in a single place.

icn

PayPoint is a leading specialist payments company, processing consumer payments across a wide
variety of markets through its retail networks, internet and mobile phone channels.

icn

WorldPay provides multi-channel global payment processing services and advances fraud prevention
and risk management solutions to the financial sector. Combining smart thinking and an end to end solution,
WorldPay helps customers transcend the complexities and expense associated with payment processing.

icn

Experian, a leading credit reference bureau, makes information available to lenders to assist in the decisioning 
process via integrated APIs to Financier.

icn

Welcom Digital has a strategic partnership with the South African based, international data analytics and consulting company, Principa, part of the Transaction Capital Group.

Already established in the UK, Welcom Digital has been successful in winning new customers in South Africa and building a relationship with industry expert Principa. Welcom quickly realised that Principa’s local knowledge and experience naturally complimented our own product and service offerings, which will help financial services clients in S.A. (and beyond) minimise risk, increase profitability, and outperform their peers.

Our Accreditations

Microsoft Gold Partner

Microsoft Gold Partner

As a Gold Certified Partner, we’ve demonstrated expertise with Microsoft technologies and a proven ability to meet customer needs.

PCI DSS validated

PCI DSS validated

Welcom has been validated against the PCI DSS standards and has a PCI DSS compliant hosting area.

ISO27001

ISO27001

Welcom Digital has successfully achieved ISO27001 certification

Consumer Credit Trade Association

Consumer Credit Trade Association

Welcom is a member of the CCTA and work closely with them, regularly attending and sponsoring events and forums.

Finance & Leasing Association

Finance & Leasing Association

In its commitment to maintaining high standards in the provision of consumer finance, Welcom is a member of the Finance and Leasing Association (FLA).

NCC Group

NCC Group

World leading provider of Escrow Solutions; customers benefit from the security of knowing that their investment in Welcom is backed by the NCC Escrow Solution assurance.

What Our Clients Say

icn

We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

icn

What Our Clients Say

icn

Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

icn

What Our Clients Say

icn

Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

icn

What Our Clients Say

icn

Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Studio Retail Limited

icn

Our Insights

FCA announces proposals for further support to consumer credit borrowers

The Financial Conduct Authority (FCA) has announced proposals for further support to consumer credit borrowers impacted by coronavirus.

Read More

FCA research shows 12m UK adults are struggling with debt

The Financial Conduct Authority (FCA) is urging borrowers affected by coronavirus lockdowns to seek support from their banks, as its figures show 12 million consumers are likely to be struggling with bills or loan repayments.

Read More

Treasury proposes new debt recovery letter rules to support people in problem debt

The letters borrowers receive from their lenders when they are seriously behind on repayments will be easier to understand and less intimidating as a result of new rules proposed by the Treasury today.

Read More

FCA confirms support for consumer credit and overdraft customers

The Financial Conduct Authority (FCA) has confirmed measures to ensure that firms provide tailored support for users of certain consumer credit and overdraft products who continue to face payment difficulties due to coronavirus (Covid-19).

Read More

The First FinSmart Solution Goes Live

Since the Principa and Welcom partnership was launched in South Africa we have had a credit issuer go-live.

Read More

Christopher Woolard to chair review of unsecured credit market regulation

The Financial Conduct Authority (FCA) has announced that Chris Woolard will chair a review of the future regulation of the unsecured credit market, reporting to the FCA Board.

Read More

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri