Helping organisations build better,
more effective businesses

About Welcom Digital

Established in 1978, Welcom Digital has a long and proud history in the software sector and is a leading provider of innovative products with unrivalled experience in building flexible digital lending solutions for the UK's best-known brands.

Our ethos is to create long-lasting, open and honest relationships with our clients, creating a key focus on improving business processes to ensure continued success. We are committed to accelerating product development in line with existing client requirements, marketing opportunities and ongoing technical advances.

 

Our flagship software solution is our loan management platform, Financier™ but we also have a number of high profile clients who utilise our supply chain based solutions and with whom we have created partnerships of over 20 years.

 

As a company, we have a strong emphasis on governance, with an in-house Project Management Office in place to assist with projects, and external recognition via PCI compliance.

 

We are proud to have a team of exemplary and experienced people on board, helping to drive the success of the company through boundless enthusiasm and passion for technology.

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Our Customers

Welcom Digital works in partnership with our clients to help them achieve their strategic goals.

Studio Retail Limited

Studio Retail Limited has successfully migrated all credit
agreements to the Welcom Financier lending
platform

Partners

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Microsoft is a leading developer of software systems, consistently transforming the way people live,
work and connect through technology. Microsoft develops a huge range of software products,
spanning from operating systems to video games. Currently, Microsoft operates globally in 190
countries and has several research and development centres around the world.

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TransUnion UK (formerly known as CallCredit), an established credit reference bureau, unlocks value for business and consumers by the
secure and innovative transformation of data into intelligence and insight, enabling transactions across
multiple channels and markets. Using APIs, Welcom's Financier solution is integrated with this powerful tool.

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Sage Pay is a leading independent payment service provider (PSP) and one of the most trusted
brands. Sage Pay provides the ability to accept payments in minutes, using their simple drop-in checkout
or by customising payment pages via integration. Access to their cloud based reporting and analytics
tool allows management of online and instore transactions in a single place.

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PayPoint is a leading specialist payments company, processing consumer payments across a wide
variety of markets through its retail networks, internet and mobile phone channels.

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WorldPay provides multi-channel global payment processing services and advances fraud prevention
and risk management solutions to the financial sector. Combining smart thinking and an end to end solution,
WorldPay helps customers transcend the complexities and expense associated with payment processing.

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Experian, a leading credit reference bureau, makes information available to lenders to assist in the decisioning 
process via integrated APIs to Financier.

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Welcom Digital has a strategic partnership with the South African based, international data analytics and consulting company, Principa, part of the Transaction Capital Group.

Already established in the UK, Welcom Digital has been successful in winning new customers in South Africa and building a relationship with industry expert Principa. Welcom quickly realised that Principa’s local knowledge and experience naturally complimented our own product and service offerings, which will help financial services clients in S.A. (and beyond) minimise risk, increase profitability, and outperform their peers.

Our Accreditations

Microsoft Gold Partner

Microsoft Gold Partner

As a Gold Certified Partner, we’ve demonstrated expertise with Microsoft technologies and a proven ability to meet customer needs.

PCI DSS validated

PCI DSS validated

Welcom has been validated against the PCI DSS standards and has a PCI DSS compliant hosting area.

Consumer Credit Trade Association

Consumer Credit Trade Association

Welcom is a member of the CCTA and work closely with them, regularly attending and sponsoring events and forums.

Finance & Leasing Association

Finance & Leasing Association

In its commitment to maintaining high standards in the provision of consumer finance, Welcom is a member of the Finance and Leasing Association (FLA).

NCC Group

NCC Group

World leading provider of Escrow Solutions; customers benefit from the security of knowing that their investment in Welcom is backed by the NCC Escrow Solution assurance.

Oracle

Oracle

Welcom Digital is proud to be an Oracle Silver Partner, making us better connected with the Oracle support network and product experts.

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Studio Retail Limited

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Our Insights

Welcom Digital selected as a finalist in Credit and Collections Technology Awards

We are delighted to announce that Welcom Digital is a finalist, along with our client Quanta Law, in the Credit & Collections Technology Awards 2019, in the Finance Lending Solution category.

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World FinTech Report 2019 - featuring Open Banking and Open X

Capgemini and Efma have published a paper called 'World FinTech Report 2019'. Its discusses how open banking will eventually transition in an Open X phase, in which standardised API's, insights from customer data and effective collaboration prevail.

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FCA's Bailey remains front runner for BoE job despite testing few months

The chief executive of the Financial Conduct Authority Andrew Bailey continues to be the bookmakers' favourite to take over from Mark Carney as Bank of England Governor, despite recent scandals that may have harmed his chances.

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Consumer finance new business up by 1% in February

New figures released today by the Finance & Leasing Association (FLA) show growth of 1% in consumer finance new business in February 2019, compared with the same month last year.

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Consumer finance new business stable in January

New figures released today by the Finance & Leasing Association (FLA) show consumer finance new business in January was at a similar level to the same month in 2018.

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Number of UK workers turning to high-cost short term loans continues to rise

The number of UK workers turning to high-cost short term loans (payday loans) as they struggle to cover their living costs and make ends meet continues to rise. Using data collected from over 700,000 payday loans requested between January 2017 and December 2018, credit broker CashLady has gathered together an in-depth analysis of the average borrower.

Read More

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri