Helping organisations build better,
more effective businesses

About Welcom Digital

Established in 1978, Welcom Digital has a long and proud history in the software sector and is a leading provider of innovative products with unrivalled experience in building flexible digital lending solutions for the UK's best known brands.

Our ethos is to create long-lasting, open and honest relationships with our clients, creating a key focus on improving business processes to ensure continued success. We are committed to accelerating product development in line with existing client requirements, marketing opportunities and ongoing technical advances.

 

Our flagship software solution is our loan management platform, Financier, but we also have a number of high profile clients who utilise our supply chain based solutions and with whom we have created partnerships of over 20 years.

 

As a company, we have strong emphasis on governance, with an in-house Project Management Office in place to assist with projects, and external recognition via PCI compliance.

 

We are proud to have a team of exemplary and experienced people on board, helping to drive the success of the company through boundless enthusiasm and passion for technology.

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Our Customers

Welcom Digital works in partnership with our clients to help them achieve their strategic goals.

Express Gifts

Express Gifts has successfully migrated all credit
agreements to the Welcom Financier lending
platform

Buddy Loans

Guarantor loans provider, Buddy Loans,
to move to Financier platform in 2017

Partners

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Microsoft is a leading developer of software systems, consistently transforming the way people live,
work and connect through technology. Microsoft develops a huge range of software products,
spanning from operating systems to video games. Currently, Microsoft operates globally in 190
countries and has several research and development centres around the world.

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Callcredit, an established credit reference bureau, unlocks value for business and consumers by the
secure and innovative transformation of data into intelligence and insight, enabling transactions across
multiple channels and markets. Using APIs, Welcom's Financier solution is integrated with this powerful tool.

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Sage Pay is a leading independent payment service provider (PSP) and one of the most trusted
brands. Sage Pay provides the ability to accept payments in minutes, using their simple drop-in checkout
or by customising payment pages via integration. Access to their cloud based reporting and analytics
tool allows management of online and instore transactions in a single place.

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PayPoint is a leading specialist payments company, processing consumer payments across a wide
variety of markets through its retail networks, internet and mobile phone channels.

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WorldPay provides multi-channel global payment processing services and advances fraud prevention
and risk management solutions to the financial sector. Combining smart thinking and an end to end solution,
WorldPay helps customers transcend the complexities and expense associated with payment processing.

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Experian, a leading credit reference bureau, makes information available to lenders to assist in the decisioning 
process via integrated APIs to Financier.

Our Accreditations

Microsoft Gold Partner

Microsoft Gold Partner

As a Gold Certified Partner, we’ve demonstrated expertise with Microsoft technologies and a proven ability to meet customer needs.

PCI DSS validated

PCI DSS validated

Welcom has been validated against the PCI DSS standards and has a PCI DSS compliant hosting area.

Consumer Credit Trade Association

Consumer Credit Trade Association

Welcom is a member of the CCTA and work closely with them, regularly attending and sponsoring events and forums.

Finance & Leasing Association

Finance & Leasing Association

In its commitment to maintaining high standards in the provision of consumer finance, Welcom is a member of the Finance and Leasing Association (FLA).

NCC Group

NCC Group

World leading provider of Escrow Solutions; customers benefit from the security of knowing that their investment in Welcom is backed by the NCC Escrow Solution assurance.

Oracle

Oracle

Welcom Digital is proud to be an Oracle Silver Partner, making us better connected with the Oracle support network and product experts.

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freeman Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Express Gifts Ltd

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Our Insights

ScotCash win twice awards at the Credit Awards 2018!

Welcom Digital is delighted to congratulate ScotCash on winning two awards at the prestigious Credit Awards 2018!

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Labour pledges cap on overdraft fees and interest payments

Labour says it would cap the total amount anyone could pay in bank overdraft fees or interest repayments. Shadow chancellor John McDonnell said he wanted to end the "national scandal" of low paid families trapped in debt. Labour said the policy could help 2.7 million people who are stuck with permanent overdrafts, saving them the equivalent of £86 each per year. The Treasury said it had already tightened the rules to protect debtors and cracked down on payday loans.

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Global FinTech funding hits record $5.4bn in Q1

VC-backed FinTech firms raised a record $5.4 billion in the first quarter of 2018, boosted by a dozen mega-rounds of at least $100 million, according to the latest figures from CB Insights

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£1bn deal for Leeds credit reference business

Callcredit Information Group, which is understood to be the second largest consumer credit bureau in the UK, has been bought by New York Stock Exchange-listed TransUnion.

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Third of consumers see defaults as lenders’ responsibility

Nearly a third of consumers see defaulting on a loan payment as being the fault of the lender rather than the borrower, a report has found.

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Consumer lending dropped 'significantly' in first quarter of 2018

The availability of consumer credit dropped “significantly” in the first quarter of 2018, according to a survey of credit conditions published by the Bank of England.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri