Line of Credit

Providing affordable, personalised offers to customers through a line of credit

Flexibility built in

Financier™ enables providers to have the flexibility to provide a line of credit for their customers.

The solution gives an alternative overdraft account whereby a drawdown is made against the available credit facility to allow the customer to access funds up to the agreed limit.

Customers can defer taking the full amount of the loan and will only repay the amount they use.

 

 

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Personalisation in digital lending

The UK retail market has been revolutionised by digital lending - this is the start of the customer journey and enables expanded credit opportunities.

This relates to, in particular, a retailer’s ability to personalise the digital journey at customer level and drive the ability to provide customised credit terms.

By the use of technology, digital lenders are able to change their offerings and promotions daily for retail customers. Financier provides the ability to deliver a consistently personalised, on-brand experience for each individual customer effortlessly. The solution can interface with existing sites or via web services to an existing ecommerce platform, providing POS credit.

Our Insights

International Project Management Day 2021

International Project Management Day is observed by Project Managers across the globe each year. We asked the team why they chose to embark on a career in Project Management & what they most enjoy.

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National Techies Day 2021 - Q & A with Matthew Pattison, Solution Architect at Welcom Digital

We caught up with Welcom's solution architect, Matthew Pattison to answer questions about his career path and how to break into the tech industry.

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Welcom Digital To Attend Credit Summit 2021

Welcom Digital is delighted to be attending the Credit Summit Digital Broadcast 2021. Running from 14 to 16 June, Credit Summit, held in partnership with Equifax, has been designed with one single purpose in mind...

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Welcom Digital and PrinSIX Technologies Agree Partnership

PrinSIX and Welcom Digital are delighted to announce a new partnership that will offer customers a class-leading end-to-end digital lending journey.

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FCA’s Guidance for Companies on the Fair Treatment of Vulnerable Customers

The subject of fair treatment of vulnerable customers has been long discussed in the UK and the FCA has moved forward in publishing the finalised Guidance.

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Buy-Now-Pay-Later sector faces tighter controls – industry reaction

The Government has announced that it will legislate to bring currently unregulated, interest-free Buy-Now-Pay-Later (BNPL) into Financial Conduct Authority regulation in order to protect consumers under new plans announced by the government.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri