Software Development

Creating digital solutions for the FinTech Sector

Our customers are unique and so is our software

The design of your solution starts with our software architects who work closely with the product experts in the development team to create bespoke elements for the core Financier system.

Our experienced software developers work in the project team to create bespoke solutions for our clients in addition to enhancement and maintenance work on the core Financier platform. This fully integrated process enables architects and developers to work closely with the Analysis and Consultancy team to deliver against functional and technical specifications.

 

We follow a defined Software Development Life Cycle framework that combines the practical efficiencies of waterfall and agile. We pride ourselves on quality, with established development processes and standards in place to ensure that the quality of coding output is at a high level, backed up by unit and peer testing before moving through to the QA team.

 

Our developers are well versed in a number of technologies, enabling the software to seamlessly integrate with existing systems via our API approach. As experts in Financier, the development team produce functionally rich, flexible software drawing upon years of experience in creating leading solutions.

 

Some of our core skills include:

 

  • Microsoft .Net
  • Visual Studio
  • 4GL
  • TFS
  • SQL
  • Oracle
  • Javascript
  • HTML
  • JQuery
  • Umbraco

 

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Sitting within our development team are our database consultants, specialising in Microsoft SQL and Oracle databases to assist with data warehousing, performance and migration activities.

The expertise within this team includes:

 

  • Database management
  • Data performance
  • Data migration and validation
  • Performance analysis / tuning
  • Database auditing
  • Data warehousing and reporting

 

 

Our Insights

First-time buyers typically borrowing for 31 years

First-time buyers are borrowing through mortgages that last an average of 31 years as the affordability of homes remains a stretch.

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Consumer finance new business grew by 1% in April 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in April 2025 by 1% compared with the same month in 2024. In the first four months of 2025, new business in this market was 4% higher than in the same period in 2024.

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Second charge mortgage new business volumes fell by 2% in April 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Average first-time buyer mortgage term is now 31 years

New data from UK Finance has shown that the average first-time buyer mortgage term is now 31 years.

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Mortgages approvals fall for fourth consecutive month

Latest data from the Bank of England has found that net borrowing of mortgage debt by individuals decreased sharply by £13.7 billion to -£0.8 billion in April. This followed an increase in net borrowing by £9.6 billion in March.

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Second charge mortgage new business volumes grew by 18% in March 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri