Flexible digital lending platform helping innovative lenders evolve and thrive in the mobile and digital age

Financier™ is a scalable software solution giving financial and credit providers the efficiency, agility and autonomy required
to lend responsibly and ensure customers are treated fairly whilst helping to drive competitive advantage.

Financier™ Loan System Software

Financier™ Loan System Software

About Welcom

Simplifying business operations for better customer experiences and outcomes

Designing and developing software solutions since 1978, Welcom Digital has the in-house expertise to provide innovative and effective solutions to a broad spectrum of industries and customers.

Welcom Digital

Welcom Digital

Our Solutions

products

Financier™ Modules

Highly configurable API first loan management system offering end to end suite of integrated modules covering most types of consumer and commercial lending and delivery channels

products

Websites / Portals

Expertise in delivering functionally rich ecommerce sites to integrated self-service portals and websites that can provide unique, personalised customer journeys

products

Special projects

Digital retail solutions covering the whole retail business process including flexible credit options, ecommerce, point of sale, stock, and financials

Professional Services

With a team of over 100 experts, we bring together a wealth of
experience in consultancy, solution design and development, integration, and support.

 

icon1.png

Project Management

From requirements capture to completion, our
Project Managers ensure the smooth delivery of
projects, providing governance through our
dedicated Project Management Office.

icon2.png

Analysis & Consulting

Our Financier™ Business Analysts and Product Consultants are
experts in digital lending and can work with you
to translate business and operational requirements so that lenders can safely
meet regulatory obligations whilst maximising profitability

icon3.png

Client Support

All our applications including in-house solutions,
hardware, databases, operating systems and
third party software are supported directly
through our dedicated Service Desk team.

Why Choose Financier™?

Our multi-brand API first digital lending platform is a powerful solution that automates business processes and manages streamlined administration structures, allowing our clients more time to focus on good customer outcomes and meeting regulatory obligations.

img

Over £10 billion transacted through Financier

img

From smaller clients to FTSE100 companies

img

Digital lending capability for the FinTech sector

What Our Clients Say

icn

We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

icn

What Our Clients Say

icn

Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

icn

What Our Clients Say

icn

Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

icn

What Our Clients Say

icn

Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Frasers Group Financial Services

icn

Our Insights

Retail sales growth slows in January

Latest British Retail Consortium (BRC) data has shown that sales were up by 1.2% year-on-year in January, marking a slowdown on the 1.7% rise recorded in December.

Read More

‘Transformative’ or ‘Tough’: What Sort of Year Will BNPL Have in 2024?

Payments are arguably the face of fintech. When you think about financial technology, it is easy to think about solutions which are making payments faster, easier and more accessible.

Read More

Consumer card spending grew by 3.1% in January

Consumer card spending grew 3.1 % year-on-year in January, less than the latest inflation rate of 4.2 %, yet higher than December’s growth of 2.3 %. according to latest analysis by Barclays.

Read More

FCA to undertake work in the motor finance market

In 2021, the FCA banned discretionary commission arrangements. This removed the incentive for brokers to increase the interest rate that a customer pays for their motor finance.

Read More

Consumer Borrowing Fell Sharply in December

Latest Bank of England (BoE) data has shown that consumer borrowing dropped sharply in December, suggesting the UK economy probably slipped into recession at the end of last year.

Read More

Enhancing Retail Customer Engagement

In today’s retail battleground, it’s all about forging deep connections with customers. This isn’t just about sales; it’s about building loyalty, ramping up purchases, and turning customers into brand cheerleaders.

Read More

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri