Helping digital lenders offer personalised
credit products via a web-based digital
lending platform.

Overview

Helping digital lenders provide personalised credit products via a web-based digital lending platform.

Welcom provides flexible lending and collection solutions for both commercial and consumer finance with our leading enterprise platform, Financier. Our clients range from high street names offering retail finance and revolving credit, through to providers of fixed-term and marketplace loans.

 

Financier's™ unique module system allows credit providers to rapidly deliver new products to their chosen market, whether consumer or commercial, regulated or unregulated agreements. Our solution is designed with compliance and the FCA regulations central to our thinking and can be configured to promote a sustainable and controlled business model to support a TCF culture.

 

 

About_img

Financier™ Modules

products

Commercial Lending

Full loan servicing
flexible platform.

products

Consumer Lending

Efficient and fully supported
solution for consumer finance.

products

Line of Credit

Providing affordable, personalised
offers to consumers.

Key Benefits

Our robust and scalable digital lending platform helps our customers improve their
efficiencies and allows them to focus on improving their customer service and helps them drive down the cost of lending.

Collections Module

Pre-configured collections module offers integrated ‘out of the box’ standard collection and recovery solution to complement the loan administration functionality of Financier.

  • Automated standard collections process with integrated daily tasks and worklists
  • Specialist treatment paths
  • Arrangements management
  • Improve agent productivity
  • Configurable workflow for automated communications

Personal Loan Module

Flexible and scalable personal loan module,
developed to support a range of loan types.

  • Flexibility 
  • Multi-product 
  • Multi-brand 
  • Rapid deployment and testing of new financial products to market 
  • Champion challenger 

Self-Servicing

The self-service / My Account area allows the customer to carry out a range of tasks and provides benefits such as:

  • Reduction of operational costs
  • Improved customer experience
  • Access to information and transparency of customer account
  • Additional payments

Key Features

Key Features

Integrated document management suite, streamlining operations through high levels of automation and self-servicing.

Key Features

Supports CPA, BACS, AUDDIS, ADDACS and ARRUDS processing.

Key Features

Multi-channel solution supports the full lifecycle of business applications, providing the ability to deliver personalisation.

Key Features

Financier’s™ console can be deployed for end to end processing or on a component basis, supporting the needs of ‘start ups’ right through to enterprise level.

Key Features

Evidence based decisioning and workflow modules.

Key Features

Financier’s™ service orientated architecture and rich APIs enable you to automate, extend or integrate with other systems in a fraction of the time taken for legacy systems.

What Our Clients Say

icn

We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

icn

What Our Clients Say

icn

Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

icn

What Our Clients Say

icn

Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

icn

What Our Clients Say

icn

Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Studio Retail Limited

icn

Our Insights

FLA calls for Consumer Credit Act Changes

The Finance & Leasing Association (FLA) has highlighted the need for changes to the Consumer Credit Act (CCA) following 526,000 Covid-related requests for forbearance to its members by mid-April.

Read More

FCA confirms temporary financial relief for customers impacted by coronavirus

FCA confirms temporary financial relief for customers impacted by coronavirus

Read More

FCA sets out priorities for 2020/21

The Financial Conduct Authority (FCA) has today set out its business priorities for the year ahead – with specific focus on the challenges presented by the coronavirus (Covid-19) pandemic.

Read More

FCA publishes information for firms on Coronavirus (Covid-19)

The FCA said that it stands ready to take any steps necessary to ensure customers are protected and markets continue to function well.

Read More

Spring Budget 2020 - Consumer Credit reaction

The Spring Budget, and the Bank of England interest rate cut and liquidity support, will provide some direct and indirect support during the uncertain period ahead according to StepChange.

Read More

Leeds FinTech report

Leeds FinTech sector continues to strengthen, according to new report by Whitecap Consulting

Read More

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri