Our software is built by our people - Find out how they can help you

Embracing the digital age

We understand the importance of keeping up to date with the latest technologies and innovations.

Our experienced staff have extensive knowledge of both the finance industry and the technologies needed to embrace the digital age, allowing Financier™ to position itself as a competitive digital lending product.

 

The combined skills and breadth of expertise across the company puts Welcom in the best place to deliver unrivalled, highly effective solutions and complex projects with speed, accuracy and ease.

 

 

 

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Project Management

Experienced in delivering financial service software projects, our team work to support the successful delivery of projects.

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Analysis & Consultancy

Providing services from pre-implementation and requirements gathering through to business process mapping and implementation.

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Client Support

Dedicated support, for when you need it, providing 1st, 2nd or 3rd line support during business hours or with 24/7, 365 capability.

Our team

With a team of experts, Welcom brings together a wealth of experience and unparalleled knowledge of the financial services industry.

Extensive experience in Financial Services

  • Subject matter experts to support you every step of the way
  • In depth knowledge of the credit industry
  • Highly configurable platform to support business process
  • Audit trail and evidence based processes
  • Financier can be configured to meet your compliance needs

Managing the full lifecycle of the project

  • Pre-implementation through to go-live support 
  • Governance provided through an established Project Management Office 
  • Experienced and committed Project Managers 

Product experts, dedicated team

Combined skills and breadth of expertise puts Welcom in the best position to deliver highly effective digital solutions and complex projects with speed, accuracy, and ease.

How this helps our clients

Key Features

Strong staff retention - retaining expertise and product knowledge

Key Features

Open communication with key individuals ensures project goals are met

Key Features

Strong relationships built between our people and our clients

Key Features

A team of product experts to support you throughout the project

Key Features

Smooth handover to our in-house Client Services team

Key Features

Giving you the security of working with qualified and experienced individuals

What Our Clients Say

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We particularly like their partnership concept in systems development.

Don Fishing

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What Our Clients Say

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The new integration between Welcom Digital’s Financier LMS to Provenir’s AI-powered fraud and credit risk decisioning solution is a key part of our investment in digital finance options tailored to our customers individual needs and I can’t thank the Welcom and Provenir teams enough for their support throughout.

Stuart Daniels, Chief Credit Officer, FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Frasers Group Financial Services

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Our Insights

77% of lenders expect mortgage affordability to worsen by 2027, data finds

Three-quarters of lenders said mortgage affordability is set to become a more pressing issue by 2027, according to research from Phoebus Software.

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FCA announces mortgage affordability rules changes

The Financial Conduct Authority (FCA) has announced new plans to reform the mortgage market to widen access to affordable mortgages for consumers.

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Mortgage lending hits five year high

Latest Bank of England figures show that mortgage lending recorded its strongest quarterly jump in five years in the third quarter of 2025, with gross advances rising 36.9% to £80.4 billion. The increase marks the sharpest quarterly gain since 2020 amid a renewed surge in the UK property market.

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Later life mortgage lending rises by 18.4%

New data from UK Finance has found that later life loans rose 18.4 per cent with 39,950 loans taken out in Quarter 3 (Q3).

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FCA launches new AI testing initiative

The Financial Conduct Authority (FCA) has announced it is working with major firms to test Artificial Intelligence (AI) in a safe place to better understand the potential benefits and risks.

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Mortgage lending returns to growth

UK Finance has released its latest Household Finance Review, which showed that mortgage lending activity returned to growth in Quarter 3 (Q3), following a quieter second quarter caused by many transactions having been brought forward ahead of Stamp Duty changes in April. Refinancing also increased, with volumes up nearly 50 per cent year‑on‑year as more customers rolled off fixed‑rate deals.

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri