Our software is built by our people - Find out how they can help you

Embracing the digital age

We understand the importance of keeping up to date with the latest technologies and innovations.

Our experienced staff have extensive knowledge of both the finance industry and the technologies needed to embrace the digital age, allowing Financier™ to position itself as a competitive digital lending product.

 

The combined skills and breadth of expertise across the company puts Welcom in the best place to deliver unrivalled, highly effective solutions and complex projects with speed, accuracy and ease.

 

 

 

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Project Management

Experienced in delivering financial service software projects, our team work to support the successful delivery of projects.

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Analysis & Consultancy

Providing services from pre-implementation and requirements gathering through to business process mapping and implementation.

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Client Support

Dedicated support, for when you need it, providing 1st, 2nd or 3rd line support during business hours or with 24/7, 365 capability.

Our team

With a team of experts, Welcom brings together a wealth of experience and unparalleled knowledge of the financial services industry.

Extensive experience in Financial Services

  • Subject matter experts to support you every step of the way
  • In depth knowledge of the credit industry
  • Highly configurable platform to support business process
  • Audit trail and evidence based processes
  • Financier can be configured to meet your compliance needs

Managing the full lifecycle of the project

  • Pre-implementation through to go-live support 
  • Governance provided through an established Project Management Office 
  • Experienced and committed Project Managers 

Product experts, dedicated team

Combined skills and breadth of expertise puts Welcom in the best position to deliver highly effective digital solutions and complex projects with speed, accuracy, and ease.

How this helps our clients

Key Features

Strong staff retention - retaining expertise and product knowledge

Key Features

Open communication with key individuals ensures project goals are met

Key Features

Strong relationships built between our people and our clients

Key Features

A team of product experts to support you throughout the project

Key Features

Smooth handover to our in-house Client Services team

Key Features

Giving you the security of working with qualified and experienced individuals

What Our Clients Say

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We particularly like their partnership concept in systems development.

Don Fishing

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What Our Clients Say

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The new integration between Welcom Digital’s Financier LMS to Provenir’s AI-powered fraud and credit risk decisioning solution is a key part of our investment in digital finance options tailored to our customers individual needs and I can’t thank the Welcom and Provenir teams enough for their support throughout.

Stuart Daniels, Chief Credit Officer, FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Frasers Group Financial Services

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Our Insights

Second charge mortgage new business volumes grew by 22% in September 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Consumer finance new business grew by 8% in September 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in September 2025 by 8% compared with the same month in 2024. In the nine months to September 2025, new business in this market was 5% higher than in the same period in 2024.

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84% of merchants see growing demand for BNPL

A new report from Lloyds Merchant Services has found that consumers are increasingly looking for payment flexibility. 61% of adopters say they are more likely to shop with a retailer offering Buy Now Pay Later (BNPL), rising to 63% for point-of-sale (POS) finance.

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Mortgage borrowing fell in August

Latest Bank of England data showed that net borrowing of mortgage debt fell by £200 million month-on-month to £4.3 billion in August. This came after a £900m decrease to £4.5bn in July.

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Consumer finance new business grew by 4% in July 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in July 2025 by 4% compared with the same month in 2024.  In the seven months to July 2025, new business in this market was 5% higher than in the same period in 2024.

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Second charge mortgage new business volumes grew by 15% in July 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

Read More

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri