Consumer Finance

Financier™ provides an efficient and fully supported software solution for consumer finance

From origination through to collections and debt sale, we provide an end-to-end loan system software solution to lenders with Financier™

The digital journey at customer level enables the lender to provide personalised credit terms.

Our personal loan module is extremely flexible and scalable, and is developed to support the following loan types:

  • Consumer loans
  • Guarantor loans
  • Secured loans
  • Alternative finance
  • Digital lending
  • Marketplace loans
  • Line of credit and overdraft facilities
  • Short term loans

We can also provide website design and development including self-service portals for customers and intermediaries.

 

 

 

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Our Insights

In the press

Second charge mortgage new business volumes grew by 22% in September 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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In the press

Consumer finance new business grew by 8% in September 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in September 2025 by 8% compared with the same month in 2024. In the nine months to September 2025, new business in this market was 5% higher than in the same period in 2024.

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In the press

84% of merchants see growing demand for BNPL

A new report from Lloyds Merchant Services has found that consumers are increasingly looking for payment flexibility. 61% of adopters say they are more likely to shop with a retailer offering Buy Now Pay Later (BNPL), rising to 63% for point-of-sale (POS) finance.

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In the press

Mortgage borrowing fell in August

Latest Bank of England data showed that net borrowing of mortgage debt fell by £200 million month-on-month to £4.3 billion in August. This came after a £900m decrease to £4.5bn in July.

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In the press

Consumer finance new business grew by 4% in July 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in July 2025 by 4% compared with the same month in 2024.  In the seven months to July 2025, new business in this market was 5% higher than in the same period in 2024.

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In the press

Second charge mortgage new business volumes grew by 15% in July 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri