Assisting digital lenders provide personalised
lending platform.

Overview

Assisting digital lenders provide personalised credit products via a web-based digital lending platform.

Welcom provide flexible lending and collection solutions for both commercial and consumer finance with our leading enterprise platform, Financier. Our clients range from high street names offering retail finance (revolving credit/term loans), and providers of short or long term credit to peer to peer platforms.

 

Financier’s unique modular system allows you to rapidly deliver new products to your chosen market, whether consumer or commercial, regulated or unregulated agreements

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Our Solutions

Financier™

Financier™

Highly configurable loan management platform offering end to end suite of integrated modules covering most types of lending and delivery channels

Websites / Portals

Websites / Portals

Expertise in delivering functionally rich ecommerce sites to integrated self-service portals and websites

Special projects

Special projects

Digital retail solutions covering the whole retail business process including flexible credit options, ecommerce, point of sale, stock and financials

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Frasers Group Financial Services

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Our Insights

In the press

First-time buyers typically borrowing for 31 years

First-time buyers are borrowing through mortgages that last an average of 31 years as the affordability of homes remains a stretch.

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In the press

Consumer finance new business grew by 1% in April 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in April 2025 by 1% compared with the same month in 2024. In the first four months of 2025, new business in this market was 4% higher than in the same period in 2024.

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In the press

Second charge mortgage new business volumes fell by 2% in April 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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In the press

Average first-time buyer mortgage term is now 31 years

New data from UK Finance has shown that the average first-time buyer mortgage term is now 31 years.

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In the press

Mortgages approvals fall for fourth consecutive month

Latest data from the Bank of England has found that net borrowing of mortgage debt by individuals decreased sharply by £13.7 billion to -£0.8 billion in April. This followed an increase in net borrowing by £9.6 billion in March.

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In the press

Second charge mortgage new business volumes grew by 18% in March 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Product Demo Contact us Find us

Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri