Assisting digital lenders provide personalised
lending platform.

Overview

Assisting digital lenders provide personalised credit products via a web-based digital lending platform.

Welcom provide flexible lending and collection solutions for both commercial and consumer finance with our leading enterprise platform, Financier. Our clients range from high street names offering retail finance (revolving credit/term loans), and providers of short or long term credit to peer to peer platforms.

 

Financier’s unique modular system allows you to rapidly deliver new products to your chosen market, whether consumer or commercial, regulated or unregulated agreements

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Our Solutions

Financier™

Financier™

Highly configurable loan management platform offering end to end suite of integrated modules covering most types of lending and delivery channels

Websites / Portals

Websites / Portals

Expertise in delivering functionally rich ecommerce sites to integrated self-service portals and websites

Special projects

Special projects

Digital retail solutions covering the whole retail business process including flexible credit options, ecommerce, point of sale, stock and financials

What Our Clients Say

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We particularly like their partnership concept in systems development.

Andrew Cheyne, Don Fishing

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What Our Clients Say

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Welcom showed a high standard of knowledge, expertise, professionalism and research.

FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

Natalie Miller, CITB

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Mike Palmer, Frasers Group Financial Services

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Our Insights

Half of adults have cut back spending on essentials

Half of adults have cut back spending on two or more essentials, including energy, water, broadband and car insurance, in the last year according to latest research by the Citizens Advice.

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Mortgage repayments set to rise for three million households

Around three million households are set to see their mortgage payments rise in the next two years, according to the Bank of England’s latest Financial Stability Report.

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Consumer finance new business grew by 9% in April 2024

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew in April 2024 by 9% compared with the same month in 2023. In the first four months of 2024, new business in this market increased by 2% compared with the same period in 2023.

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Growth in disposable incomes slows

Sluggish economic growth and economic shocks including the financial crisis and the pandemic mean increases in disposable incomes have been ‘slowing to a crawl’ since 2010, according to the Resolution Foundation.

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Consumer confidence rises in May

Consumer confidence has risen to its highest level in over two years, according to GfK’s consumer confidence index. The index rose by two points to minus 17 in May, which is the highest reading since December 2021

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Second charge mortgage new business volumes grew by 5% in March 2024

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Call us on 0845 456 5859

Welcom Digital Limited

The Exchange

Station Parade

Harrogate

HG1 1TS

T 0845 4565859

F 0845 4565253

Office hours

9am to 5.30pm Mon to Fri