AperiData and Welcom Digital
AperiData and Welcom Digital are delighted to announce a strategic partnership to power smarter digital lending & collections.
By combining AperiData’s Open Banking data enrichment with Welcom Digital’s powerful Financier credit management platform, this partnership will enable credit providers to make faster, smarter, and more responsible decisions.
The collaboration delivers seamless integration, richer financial insights, and improved customer outcomes all through a digital journey built with innovation and compliance at its core.
Exciting times ahead. We look forward to supporting Welcom Digital and their customers in delivering this market-leading solution

Credit card spending slows
Latest UK credit card data from global analytics software leader FICO provides stark evidence that consumer financial confidence remains low. Whilst spending has followed the usual seasonal drop after Easter, the average active balance is 4.7% higher year-on-year, suggesting consumers are not able to clear as much of their credit card debt.
North of England FinTech Report 2025
The report finds the North to have close to 400 FinTech firms employing nearly 20,000 people, generating £1.5 billion of Gross Value Added (GVA) to the northern economy. It estimates the total FinTech workforce of the region to be almost 70,000 people, when FinTech roles within the financial and tech sector firms are included.
Second charge mortgage new business volumes grew by 15% in July 2025
Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:
Welcom Digital Limited
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