Financier Homeowner

Homeowner

Complete mortgage loan automation with digital lending software

Boost revenue, deepen customer engagement and provide better outcomes for customers with Financier Homeowner

Homeowner

Digital secured homeowner lending that scales with your customers

Streamline operations with intelligent automation that keeps your team compliant, reduces risk, and delivers a transparent, engaging experience for every borrower.

Ready to launch. Built for compliance. Designed for growth.

With Financier Homeowner, you can customise loan structures and manage an extensive range of lending products—all from one intuitive, configurable platform. From 1st & 2nd charge mortgages to later life lending, equity release, remortgage, Right to Buy, Buy-to-Let, commercial and green finance, bridging, and development loans—we’ve got you covered.

Why choose Financier Homeowner?

  • Accelerate time-to-market with rapid product configuration
  • Automated to redefine customer journeys for a seamless experience
  • Facilitate communication with partners and unlock new value with secure, embedded APIs via Financier Connect
  • Integrate effortlessly with third-party origination platforms

Powerful features at your fingertips 

Easily manage and add flexible loan products rapidly through configuration with functionality including:

  • Interest bearing daily balance
  • Flexible terms
  • Lending, broker and affiliate management
  • Competitive rates and fees
  • Branded communication channels
  • Dashboard and KPI reporting

 

Boost Revenue Opportunities

Enhanced time to market with flexible product options deployed to attract and retain customers

Customer Engagement

Align business processes with best practice and Consumer Duty to provide better outcomes

Improved Customer Experience

Redefine customer journeys for competitive advantage to simplify and deliver integrated customer experience

Flexibility Built In

Manage and add flexible loan products at speed through Financier’s powerful configuration

Risk Management

Insights and active alerts driven via Financier Flow to enable early intervention to minimise risk

Streamline Workflows

Assisting seamless operation through multiple workflows, triggers and events to support your business

What Our Clients Say

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The new integration between Welcom Digital’s Financier LMS to Provenir’s AI-powered fraud and credit risk decisioning solution is a key part of our investment in digital finance options tailored to our customers' individual needs and I can’t thank the Welcom & Provenir teams enough for their support throughout.

Stuart Daniels, Chief Credit Officer, FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Frasers Group Financial Services

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What Our Clients Say

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We particularly like their partnership concept in systems development.

Don Fishing

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

CITB

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Our Insights

New accessibility guidelines launched for payment cards

UK Finance has launched a new Accessible Cards Code of Practice, designed to help customers with accessibility needs or impaired vision use payment cards in-store and online. The Code means the UK is the first country in the world to have national common accessibility guidelines for flat printed payment cards.

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Mortgage borrowing increased to £4.8bn in February

Latest Bank of England data has shown that net borrowing of mortgage debt by individuals increased to £4.8 billion in February, from £4.2 billion in January.

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Majority of human underwriting can be performed by AI – MQube

Seventy per cent of traditional mortgage underwriting tasks can now be performed by artificial intelligence (AI), analysis by MQube has revealed.

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Improving Outcomes in the Second Charge Mortgage Market

The FCA's latest review into the Second Charge Mortgage market has been released and Financier Homeowner is well positioned to support lenders and intermediaries as the FCA raises expectations across the sector.

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Owner occupier mortgage costs total £114bn in 2025

The total housing cost bill for mortgaged owner occupiers in the UK reached £114.4bn in 2025, new research from Savills has revealed.

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Over half of lifetime mortgages taken out by under-70s

Owners of high-value properties, which were those worth at least £700,000, continued a stable pattern seen since 2023, accounting for 10% of new lifetime mortgages.

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Welcom Digital Limited

The Exchange

Station Parade

Harrogate

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T 0845 456 5859

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Call us on 0845 456 5859