Financier Homeowner

Homeowner

Complete mortgage loan automation with digital lending software

Boost revenue, deepen customer engagement and provide better outcomes for customers with Financier Homeowner

Homeowner

Digital secured homeowner lending that scales with your customers

Streamline operations with intelligent automation that keeps your team compliant, reduces risk, and delivers a transparent, engaging experience for every borrower.

Ready to launch. Built for compliance. Designed for growth.

With Financier Homeowner, you can customise loan structures and manage an extensive range of lending products—all from one intuitive, configurable platform. From 1st & 2nd charge mortgages to later life lending, equity release, remortgage, Right to Buy, Buy-to-Let, commercial and green finance, bridging, and development loans—we’ve got you covered.

Why choose Financier Homeowner?

  • Accelerate time-to-market with rapid product configuration
  • Automated to redefine customer journeys for a seamless experience
  • Facilitate communication with partners and unlock new value with secure, embedded APIs via Financier Connect
  • Integrate effortlessly with third-party origination platforms

Powerful features at your fingertips 

Easily manage and add flexible loan products rapidly through configuration with functionality including:

  • Interest bearing daily balance
  • Flexible terms
  • Lending, broker and affiliate management
  • Competitive rates and fees
  • Branded communication channels
  • Dashboard and KPI reporting

 

Boost Revenue Opportunities

Enhanced time to market with flexible product options deployed to attract and retain customers

Customer Engagement

Align business processes with best practice and Consumer Duty to provide better outcomes

Improved Customer Experience

Redefine customer journeys for competitive advantage to simplify and deliver integrated customer experience

Flexibility Built In

Manage and add flexible loan products at speed through Financier’s powerful configuration

Risk Management

Insights and active alerts driven via Financier Flow to enable early intervention to minimise risk

Streamline Workflows

Assisting seamless operation through multiple workflows, triggers and events to support your business

What Our Clients Say

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The new integration between Welcom Digital’s Financier LMS to Provenir’s AI-powered fraud and credit risk decisioning solution is a key part of our investment in digital finance options tailored to our customers' individual needs and I can’t thank the Welcom & Provenir teams enough for their support throughout.

Stuart Daniels, Chief Credit Officer, FGH (Freemans Grattan Holdings)

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What Our Clients Say

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Thanks to all at Welcom for helping us to get over the line and deliver. Great team effort all round. 

Frasers Group Financial Services

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What Our Clients Say

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We particularly like their partnership concept in systems development.

Don Fishing

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What Our Clients Say

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Welcom Digital worked to understand and capture our requirements and then produced a system specification that adopted standard build options where possible and introduced custom built functionality where required.

CITB

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Our Insights

Government announces Consumer Credit Act modernisation plan

The Government has announced that it will modernise the Consumer Credit Act (CCA) for the first time in over 50 years, giving consumers clearer information and firms the flexibility to innovate.

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Second charge mortgage new business volumes grew by 20% in March 2026

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer Finance & Mortgages and Inclusion the Finance & Leasing Association (FLA), said:

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Consumer finance new business grew by 9% in March 2026

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew by 9% in March 2026 compared with the same month in 2025. In Q1 2026, new business in this market was 6% higher than in Q1 2025.

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AI in the second charge mortgage market: from experimentation to infrastructure

Across the UK mortgage market, AI is increasingly becoming part of the underlying fabric of modern lending platforms, rather than sitting in standalone tools.

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Mortgage searches surge in March as economic uncertainty drives borrower action

Mortgage adviser activity rose sharply in March, with total searches reaching 2,150,593, as borrowers responded to ongoing economic uncertainty and shifting mortgage pricing, according to the latest Mortgage Market Snapshot from Twenty7tec.

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Open Finance Is Accelerating — How our partnership with Aperidata helps lenders

The FCA’s newly published Open Finance Roadmap sets a clear direction for the UK’s smart‑data future. Between now and 2030, the regulator intends to move Open Finance from concept to full‑scale delivery — starting with high‑impact use cases in SME lending and consumer mortgages.

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Welcom Digital Limited

The Exchange

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Harrogate

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T 0845 456 5859

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Call us on 0845 456 5859