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Detailed Guidance: Preparing for the FCA’s New BNPL Rules

With the changes to Buy Now Pay Later (BNPL) coming into force from 15 July 2026, now is the time for firms affected by the changes to review processes, systems and get ahead before the effective date

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In the press

First-time buyer mortgage pricing opening door to Bank of Family lending

First-time buyer mortgage price wars are opening the door to increased use of later life lending by the Bank of Family, according to Key Partnerships.

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In the press

Mortgage lending rises to its highest level since 2021

Latest UK Finance data has shown that mortgage lending grew strongly in 2025, rising by over 16 per cent to its highest level since 2021.

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In the press

Later life lending increases by 15.1%

UK Finance has released its latest data on the later life mortgage showing that lending increased by 15.1% in Quarter 4 (Q4).

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Blog

Buy Now, Pay Later Is About to Change: What the New FCA Rules Mean for Retail Credit Providers

The UK’s Buy Now, Pay Later (BNPL) landscape is entering a new era. From 15 July 2026, firms must be FCA authorised (or and comply with outcomes-focused rules.

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In the press

FCA proposes action to close gaps in borrowers’ credit files

Lenders could have access to more comprehensive information to support lending decisions, under new proposals by the Financial Conduct Authority (FCA).

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