Buy Now, Pay Later Is About to Change: What the New FCA Rules Mean for Retail Credit Providers
The UK’s Buy Now, Pay Later (BNPL) landscape is entering a new era. From 15 July 2026, firms must be FCA authorised (or and comply with outcomes-focused rules.
FCA proposes action to close gaps in borrowers’ credit files
Lenders could have access to more comprehensive information to support lending decisions, under new proposals by the Financial Conduct Authority (FCA).
The Financial Conduct Authority (FCA) has outlined new measures for Buy Now, Pay Later (BNPL) lending, which will aim to simplify information for borrowers whilst ensuring income checks and support for those in financial difficulty.
First-time buyers pessimistic about securing a property
New research from the Building Societies Association (BSA) shows that many aspiring first-time buyers could be closer to owning their own home than they think, but too many are ruling themselves out before exploring what is possible.
Consumer Duty: Turning Regulatory Expectation into Commercial Advantage in Secured Lending
The FCA signaled its continued focus on Consumer Duty (the Duty) with the launch of its 2025/2026 workplan to prioritise embedding the Duty to ensure better consumer outcomes.
