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Second charge mortgage new business volumes grew by 17% in 2025

Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:

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Asset finance new business grew by 1% in 2025

New figures released by the Finance & Leasing Association (FLA) show that total asset finance new business (primarily leasing and hire purchase) grew by 3% in December 2025 compared with the same month in 2024. In 2025 as a whole, new business was 1% higher than in 2024.

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Consumer finance new business grew by 6% in 2025

New figures released by the Finance & Leasing Association (FLA) show that consumer finance new business grew by 10% in December 2025 compared with the same month in 2024. In 2025 as a whole, new business in this market was 6% higher than in 2024.

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Detailed Guidance: Preparing for the FCA’s New BNPL Rules

With the changes to Buy Now Pay Later (BNPL) coming into force from 15 July 2026, now is the time for firms affected by the changes to review processes, systems and get ahead before the effective date

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First-time buyer mortgage pricing opening door to Bank of Family lending

First-time buyer mortgage price wars are opening the door to increased use of later life lending by the Bank of Family, according to Key Partnerships.

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Mortgage lending rises to its highest level since 2021

Latest UK Finance data has shown that mortgage lending grew strongly in 2025, rising by over 16 per cent to its highest level since 2021.

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