Harrogate in Spring!
Here at Welcom, we’re all looking forward to Spring starting on Sunday!
As we move out of winter, it’s the perfect moment to tap into the fresh energy the new season brings — and we’re excited for what the next six months have in store.
👉 Keep an eye out for:
✅New product launches
✅Events we’ll be attending
✅Behind‑the‑scenes updates from the team
Being based in Harrogate also means one important thing… 🌸 cherry blossom countdown! 👀
Planted in 1953 to commemorate Queen Elizabeth II’s coronation, the cherry tree avenues across the Stray are quickly becoming world‑famous for their spectacular blossom displays. From our office, we have the perfect bird’s‑eye view — so we’ll keep you up to date on when the blossoms hit their peak.
📸 Follow along over the next six to eight weeks to find out the perfect time for your cherry blossom photo op 
#Harrogate #Spring #CherryBlossom #FinancialServices
Credit card spending slows
Latest UK credit card data from global analytics software leader FICO provides stark evidence that consumer financial confidence remains low. Whilst spending has followed the usual seasonal drop after Easter, the average active balance is 4.7% higher year-on-year, suggesting consumers are not able to clear as much of their credit card debt.
North of England FinTech Report 2025
The report finds the North to have close to 400 FinTech firms employing nearly 20,000 people, generating £1.5 billion of Gross Value Added (GVA) to the northern economy. It estimates the total FinTech workforce of the region to be almost 70,000 people, when FinTech roles within the financial and tech sector firms are included.
Second charge mortgage new business volumes grew by 15% in July 2025
Commenting on the latest new business figures for the second charge mortgage market, Fiona Hoyle, Director of Consumer & Mortgage Finance and Inclusion at the Finance & Leasing Association (FLA), said:
Welcom Digital Limited
The Exchange
Station Parade
Harrogate
HG1 1TS
T 0845 456 5859