Manage your Consumer or Commercial Finance business more efficiently

Financier from Welcom is designed to help you access and manage customer information more effectively. Here’s a brief summary about this flexible, windows-based solution for the Consumer and Commercial Finance sectors.

Automate your manual business processes

Whether you work with small scale or multi-site organisations Financier is the web-enhanced tool for you.

• Customise Financier to your own needs
• Control the tool using a simple windows-based interface
• Deliver new products to the market quicker
• Capture and retrieve customer details without having to re-key data
• Generate account entries, balance sheets and P&L accounts

Manage your lending cycle with unrivalled functionality

Enjoy a simpler way to manage agreements and remain fully compliant with market and legislative changes at all times.

• Populate quotations and handle collections
• Solve variable and fixed rate payment profiles
• Accommodate multiple customer variables
• Populate and print credit agreement and Direct Debit documents

Take control of workflow and broker processing

Gain the competitive advantage in your market and ensure the reliability of your operating systems.

• Configure and implement business processes
• Respond to change effectively
• Configure arrears and default cycles
• Populate queues for cross sell and re-solicitation
• Manage commission calculation with user parameters
• Post commissions processing to the integrated General Ledger

Process letters quickly and easily

Now you could extract information from your system to create professional letters either automatically or manually for any part of your business.

• Merge information from the system into Microsoft Word documents
• Define letters by business process
• Define policy rules
• Centralise information held about customers with multiple accounts
• Integrate BACS, AUDDIS and ADDACS processing, also supports automated and ad-hoc debit and credit

Manage agreements more effectively

• Highly flexible financial management tool with quotation and proposal function capable of solving variable and fixed rate payment profiles
• Accommodates multiple insurance products, multiple fee types and interest and payment pauses
• Has the ability to calculate advance, instalment rate and term
• Provides the ability to populate and print pre-disclosure, credit agreement and direct debit documentation at the press of a button
• Provides a fully integrated General Ledger

Instantly access all customer information

• Comprehensive client data management to capture name, address, employer, bank, capacity calculator, income and expenditure, financial, marketing preferences and security details
• Provides configurable mandatory data capture
• Enables you to store and retrieve quotations to activate agreements and disbursal, removing the need to re-key customer data

Remain compliant with legislation at all times

• Close alliance with leading financial services trade associations means that our financial management tool is fully compliant with market and legislative changes

Bringing together the benefits of our leading Financier software solution along with a full managed hosting service, our managed hosted solution relieves responsibility for servers, management, applying updates, data security, firewalls and data back-ups whilst helping to streamline business processes, enhance data capture and improve speed of processing.

Our Financier Managed Hosted solution removes responsibility for hosting management including:

• Supply of servers, power, cooling, humidity control, firewall, web security, Financier licenses, postcode lookups, fully integrated Financials (general ledger)
• Management of servers, monitoring performance, applying updates including third parties, performing daily backups and storing off-site

It also provides:

• A solution fully compliant with all CCA and the new EC Consumer Credit Directive 2011