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Latest News
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CCJs still key indicator of higher lending risk
December 2008In the era of data sharing and credit scoring, County Court Judgment (CCJ) listings on a credit file are still key indicators of high risk for lenders, according to research.
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Lending panel to monitor bank behaviour
December 2008The government is to set up a lending panel to monitor lending to both business and consumers.
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Can retail get to grips with IT jargon?
November 2008From tulip dresses to kitten heels, retail is awash with industry-specific terms, so does it matter if the IT department throws in a few more for good measure?
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Irresponsible lending report looms
November 2008The Office of Fair Trading (OFT) will next week report on its consultation on irresponsible lending and plans to consult further before producing its practice guidelines by July 2009.
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Welcom Software Group to showcase its Financier software at this year's CCTA Conference
November 2008The Welcom Software Group, supplier of class leading solutions in loan management, financial accounting, and retail software will be showcasing its loan management software - Financier at this year's annual CCTA conference - 20th November - St Johns Hotel, Solihull, Birmingham.
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Welcom Software signs deal with North East Lincolnshire Council
November 2008The Welcom Software Group, supplier of class leading solutions in loan management software, eCommerce, financial accounting and retail software has been appointed by North East Lincolnshire Council to provide the commercial lending software solution for its Loan Fund scheme.
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Redkite Money moves to Welcom Software?s Financier Managed Hosting Solution
September 2008Harrogate based Welcom Software, supplier of class leading solutions in consumer and commercial lending software, eCommerce, financial accounting and retail software has signed up RedKite Money to the managed hosted version of its leading loan management software solution Financier v7.06.
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Welcom Software Group defies the credit crunch with key client wins
September 2008Harrogate based Welcom Software Group, supplier of class leading solutions in eCommerce, eMarketing, consumer and commercial lending, financial accounting and retail software is enjoying another record year.
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Sub-prime market in decline
September 2008The number of lenders offering sub-prime products has dropped from 36 in July 2007 to just 13 today, a new study reveals.
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Lenders pushing loan rates up
September 2008Loan prices have hit a seven year high after a rush of lenders increased rates on personal loans in the last month, Moneyfacts.co.uk has said..
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Foreign threat goes virtual
August 2008Eastern European criminal gangs are already the scourge of UK retailers because of their prolific shoplifting activity.
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Ombudsman reports rising complaint levels
August 2008The Financial Ombudsman Service (FOS) has reported a 30 per cent rise in the number of complaints it dealt with in the financial year 2007/08.
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Steady income helps
August 2008Don't be surprised if the meaning of the word service changes dramatically in the next few years. Right now, in retail terms, it still refers to the concept of being assisted by a member of staff, probably in a store or call centre.
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OFT to lay down responsible lending law
August 2008The Office of Fair Trading is to produce guidelines on irresponsible lending and collections practices.
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All quiet on the lending front
July 2008The mortgage market is at its least active since the 1990s, the British Bankers? Association said today.
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Two sides to every story
July 2008ERP systems tend to only ever make the headlines when they go wrong, but the positive impact they can have on a retail business is still tremendous.
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Credit crunch fuelling corporate fraud
July 2008Business fraud is being accelerated by the economic slowdown as figures reach record heights, according to a report by accountants and business advisers BDO Stoy Hayward..
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Autumn launch planned for industry tracing code
July 2008Code launch planned for CSA annual conference in September.
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Consumer spend to slow to 0.5% next year
July 2008Consumer spending growth in the UK will slow to just 0.5 per cent next year as households face high energy and food prices and falling property values.
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